This week, the FFIEC finally released the much-anticipated update to the 2005 guidelines on “Authentication in an Internet Banking Environment.”  The update will require financial institutions to make several improvements to the security of their online banking delivery channels, including: annual risk assessment, risk-based layered security programs, improved multi-factor authentication, and customer awareness and education initiatives.  To see the full update documentation, please visit:

The information security practice at GraVoc Associates, Inc. provides IT assurance, consulting, and audit solutions that will help businesses secure confidential data from malicious parties from both the outside and the inside. For more information regarding GraVoc’s services, please visit

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